How we work
A lending process you can see and meet
N & N Fairway Lending Corp. does not operate an online lending platform and does not lend through a mobile app. Every loan is handled by our own people, face to face.
The process
Six steps from inquiry to release
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Send an inquiry
Tell us about your business through the inquiry form or by email, and we get back to you.
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Apply with your Relationship Manager
Applications are handled directly by our Relationship Managers, in person, never through an app or a website.
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Verification and due diligence
We visit your business and meet the applicants in person to assess creditworthiness.
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Processing
We handle every processing step internally, with our own team.
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Signing in person
All loan documents are reviewed and signed face to face.
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Release by bank transfer
Approved loans go straight to your bank account by online bank transfer.
The terms
What the loan costs, stated up front
One rate, one fee, no collateral. These are the terms for our SME business loan. Your loan documents, reviewed and signed in person, set out the specifics of your loan.
Who can apply
- Based in Metro Manila. Your business operates within Metro Manila.
- Registered for at least 3 years. With the DTI or the SEC, three years or more.
- A checking account in good standing. An active checking account with a clean record.
Requirements
Documents to prepare
Every applicant
- Application form
- Letter of authorization
- Certificate of registration From the DTI or the SEC.
- BIR Form 2303
- Business permit or Mayor’s permit
- Transaction documents with your customers, last 3 months Purchase orders, delivery receipts, official receipts, invoices, contracts, master agreements.
- Bank statements or passbook copies, last 6 months Complete pages.
- Any 2 valid government IDs of every authorized signatory Philippine passport, LTO driver’s license, PhilSys ID or UMID.
- Latest home electric or water bill of every authorized signatory
- Bank certification (optional) Speeds up processing. It must carry every detail the letter of authorization asks the bank to verify.
Plus, by business type
Sole proprietorship
Nothing extra. The “every applicant” list covers it.
Partnership
- Articles of Partnership Original and all amendments.
Corporation
- Articles of Incorporation Original and all amendments.
- General Information Sheet (GIS)
Stay safe
How to tell it’s really us
Scammers sometimes borrow the names of legitimate lending companies. If anything below doesn’t match what you’re being told, stop, don’t pay, and email us at info@fairwaylendingcorp.com.
- We never ask for upfront fees. Nothing is collected just for considering your application.
- No apps, no online lending. We don’t lend through a mobile app or through our website.
- You apply with a Relationship Manager. Applications are handled in person.
- We meet you. We visit your business and meet applicants in person before approving a loan.
- Documents are signed face to face. Never by chat, never by a link.
- Funds arrive by bank transfer straight to your account.
- Check our registration. SEC Registration No. 2023030089305-01, Certificate of Authority No. L-23-0378-50.