We never ask for upfront fees and never lend through apps or websites. Applications and signing happen in person. How to tell it’s really us

Do I need collateral?

No. Our business loans are collateral-free.

How much can I borrow, and for how long?

Up to ₱5,000,000, payable in up to 12 months.

What does the loan cost?

Interest is 3% a month, plus a one-time 5% processing fee. All in, with no hidden charges.

Who can apply?

Small and medium businesses in Metro Manila that have been registered with the DTI or the SEC for at least 3 years and have a checking account in good standing.

Can I apply online or through an app?

No. You can send an inquiry online, but the application itself is handled in person by a Relationship Manager. We do not operate an online lending platform or a mobile app.

Do you charge anything before my loan is approved?

Never. We do not collect any fee just for considering your application. If anyone asks you to pay upfront in our name, do not pay and contact us right away.

What documents will I need?

Registration papers, BIR Form 2303, your business permit, 3 months of customer transaction documents, 6 months of bank statements, and IDs and a utility bill for each authorized signatory. Partnerships and corporations add their Articles and, for corporations, the GIS. The full list is on the How we work page.

How do I receive the loan?

By online bank transfer straight to your account, after the documents are signed in person. Never through a website or an app.

Is NFLC a registered lending company?

Yes. N & N Fairway Lending Corp. is registered with the Securities and Exchange Commission under SEC Registration No. 2023030089305-01 and holds Certificate of Authority No. L-23-0378-50 to operate as a lending company.

Someone contacted me claiming to be from NFLC. How do I check?

We only use info@fairwaylendingcorp.com and our office at 21/F 8 Rockwell Plaza Drive, Makati City. We never ask for upfront fees, never lend through apps, and always sign documents in person. If something doesn’t match, stop and email us.

See the full process and document list, or send an inquiry.