Privacy Policy
Statement of Policy
N & N Fairway Lending Corp. (NFLC) is committed to safeguarding your personal information throughout all interactions with us. This Privacy Policy outlines our practices in compliance with Republic Act No. 10173, also known as the Data Privacy Act of 2012 (DPA).
By engaging with NFLC, you consent to the collection, use, and processing of your personal data as detailed in this Privacy Policy. We reserve the right to update this policy, with notifications provided through our website or other appropriate channels.
Scope
This Privacy Policy applies to all individuals who interact with NFLC, including but not limited to users of our website, loan applicants, and clients. It does not cover other parties such as job applicants, employees, or service providers.
Data Collection
We collect personal information to verify your identity, assess your loan application, and enhance our services. Data may be collected through various channels, including our website, emails, phone calls, or in-person interactions.
The types of data we collect include, but are not limited to:
- Personal identification details (e.g., name, government-issued IDs)
- Contact information (e.g., email, phone number)
- Transactional data (e.g., loan history, business documents)
- Behavioral data from website usage
Use of Data
Your data is used to:
- Process and assess loan applications
- Ensure compliance with legal and regulatory requirements
- Enhance customer service and communication
- Develop and improve our services
We may share your data with relevant third parties, including service providers, regulatory bodies, and potential investors, only when necessary and under strict confidentiality agreements.
Data Protection and Security
NFLC implements robust security measures to protect your personal data. Access to your data is restricted to authorized personnel only. We ensure compliance with all applicable data protection laws and regulations.
Data Retention and Disposal
Your personal data is retained for as long as necessary to fulfill the purposes outlined in this policy or as required by law. Once no longer needed, data will be securely disposed of according to industry standards.
Rights of Data Subjects
As a data subject, you have the right to:
- Access your personal data
- Rectify inaccurate data
- Object to the processing of your data
- Request the deletion of your data under certain conditions
- File a complaint regarding data privacy concerns
Contact Information
For any inquiries or concerns regarding your data, please contact us at dataprivacy@fairwaylendingcorp.com